CEO’s Vision Leads GayRealEstate.com

GayRealEstate.com has been around for over 25 years! We wanted to share a little bit with you about how the company was started – from the CEO himself, Jeff Hammerberg. We did a quick interview with him so you can get to know him and see how his personal experience leads the vision of our company!

Founding CEO of GayRealEstate.com
Jeff Hammerberg, Founding CEO of GayRealEstate.com

What do you love about your job?

I have the amazing opportunity to align fellow members of the LGBTQ community with a top gay / gay friendly realtor in any city in the United States or Canada. Many of these agents I’ve known and have worked with for over 25 years! It’s very gratifying for me to know that a client’s best interests will be fully and legally represented by a full-time professional realtor that stands in full support of our LGBTQ community.

 

What led you to start this company?

In the early 1990’s, I witnessed an instance of “quiet homophobia” while working at a Re/Max office. A gay male couple stepped into the ReMax Professionals office in Littleton, CO interested in buying a home and were assisted by the floor agent. A floor agent is an “on-duty” agent that handles all of the incoming calls and walk-in traffic – an opportunity to pick up new clients.

On this particular day, the floor agent was a straight friend of mine; honest, nice and kind, but someone who had probably never met an openly gay person. After he consulted with the couple, and they left, the agent took a lot of ribbing in the back room from fellow agents that had witnessed the interaction. It was shocking what I witnessed.

While the agent went on to sell these guys a home, I questioned how well they were represented. Were these clients’ best interests being represented? Was there a better way to ensure members of the LGBTQ community could be assured of fair, equal and honest representation by someone that understood the unique needs and desires of our community?

I realized in that moment, that by creating a database of gay, lesbian, and gay-friendly realtors, I could help other LGBTQ individuals and couples avoid discomfort, uncertainty, unenthusiastic representation or even hostility.

Individuals could be assured of a comfortable, smooth buying or selling experience while being fully represented.

So I created what today is known as GayRealEstate.com

 

Why is what this company does so important?

Listen, this is potentially the largest investment you’ll make in your lifetime. It’s not only important to know exactly where your realtor stands in reference to their acceptance and support of the LGBTQ community – it’s equally important to know the very large commission they will earn is not partially going to support a church, or political candidate or party that is not standing in full support of our LGBTQ community. Where we spend our dollars is of huge importance, especially in this day and age.

 

What sets Gay Real Estate (GRE) apart?

We’ve been representing members of our LGBTQ community for over 25 years!

In that time we’ve not only continued to build our business and systems and processes, to ensure they are cutting edge and seamless for our potential clients, we’ve given back to our community! We annually support dozens and dozens of organizations and individuals that continue to fight for our freedom and rights. We recognize this is as important a commitment today as it was back in the early 90’s when we first started.

 

What life experience has most influenced your career?

I was brought up in a “born again” family in Northern Minnesota – I dated women into my late 20’s and came to terms with my sexuality at age 30. My mother’s first comment when I came out to her was “you’re going to hell, you know that, don’t you?”

I guess I spent a great deal of my life exceeding at everything I did, and often that was to “make up for being gay”… that’s a tough way to spend half your life, but I know it’s not unique to me, and I also know it’s been part of my perfect path.

I learned early on in the US Navy that life would give back to me, what I gave to it. I’ve learned that each day if I take even the tiniest step in the direction of the life I’d like to have – it unfolds perfectly! I’m always taking action, and I’ve always been willing to work harder than anyone else would expect of me.

 

If you weren’t running this (and other) companies – what would you be doing?

It’s a good question. I have this HUGE entrepreneurial spirit – I’ve always got my hands in something! What business idea do you have? Lol! At a younger age I thought about motivation speaking – I’ve been a junkie of motivation since my childhood, where my dad had me listening to Earl Nightingale, Robert Schuller and others. I like coaching (I’m a Certified Professional Coach, CPC ®), mentoring and brainstorming.

The most gratifying for me, and I believe the biggest contribution I can make to society, is volunteering. I currently volunteer through SAGE, visiting elderly members of our LGBTQ community that leave their homes, transitioning into senior living facilities, retirement homes and assisted living. A large majority of them go back into the closet, a potentially very difficult, confusing and depressing readjustment in life.

 

What is a fun fact about you?

After 27 years in Denver, CO my husband and I are moving full-time to Palm Springs, CA. We’ve been visiting Palm Springs for a number of years, spending a couple of months during the Colorado winters. We’ve finally decided to make it full time.

If you haven’t been, I’d recommend a visit! Palm Springs has a wonderful pace of life. Amazing theatre, amazing restaurants, amazing hiking, amazing pool parties, and just 1.5 hrs. to Los Angeles. The Palm Springs community is 40% LGBTQ, and the ENTIRE city council and mayor are LGBTQ, it’s just comfortable… and where else could you live, where Leonardo DiCaprio, Barry Manilow and Suzanne Summers are your neighbors!

How Gay Couples Can Buy a House Without a Breakup

Purchasing a home is an exciting but stressful life event and emotions can get out of hand. For example, disputes can arise if you prefer the cute little house on Leaf Street but your partner prefers the condo located closer to town, or the home one partner prefers costs more than the other partner is comfortable spending. downloadFollowing are some tips on how gay couples can buy a house without a breakup.

1. First and most importantly, sit down and talk! Discuss the top priorities of the type of home that you would like to purchase and come to an agreement on something that would work for both of you. For example, is a garage mandatory, how many rooms and baths would you like, and is a small lot or several acres preferred? Although your preferences may change once you begin looking at different homes, you will have an idea of the type of home that you would suit each of your preferences.

2. While you are discussing suitable homes, you should discuss how you want to own the home so that there are no misunderstandings down the road. For example, joint tenancy with right of survivorship, tenants in common or tenancy by the entirety. The ownership options vary depending on the state that you live in. States that allow ownership by tenancy by the entirety make it available to married couples only. For more information on forms of ownership, see our article Exploring Forms of Home Co-ownership for LGBT Unmarried Couples.

3. Put it in writing! Prepare an agreement that outlines all of the issues that you have agreed upon. You can add to the agreement as issues come up and you make additional decisions about buying a home together. Generally, the agreement is to resolve any potential disputes and is not a legal document. An agreement is only legally binding when it constitutes a legal agreement that a court of law will enforce. Those types of agreements must contain an offer and an acceptance where one party is agreeing to provide money, goods or perform services in return for something of value such as other goods, services or money.

4. Hire a real estate agent who specializes in working with LGBT clients. He will discuss the steps involved in purchasing a home and answer any questions that you may have. Having an agent that you trust will help relieve a lot of the stress involved in purchasing a home. For more information, see our article Top 10 Reasons to Hire a Gay Realtor for your Home Purchase.

Buying a home should be a fun adventure; relax and enjoy your search. We hope these tips on how gay couples can buy a house without a breakup will help you find and purchase your new home with a minimum of stress.

Top 5 Home Mortgage Considerations, with or without Your LGBT Partner.

There are advantages and disadvantages to financing a mortgage with your partner. Careful consideration should be given to issues that could affect you before making a final decision.

imagesTop 5 Reasons to Put Mortgage in Both Names

1. If you both have good credit, obtaining a mortgage in both of your names may help you obtain a low interest rate.

2. Using both of your incomes to obtain a mortgage may increase your chances of getting approved for a higher priced home than you could afford alone.

3. When you mortgage a home together, both names will automatically be recorded on the deed to the real estate. This means that both of you will equally own the home.

4. If one of you dies and legal steps have been taken, such as taking the deed as joint tenancy with right of survivorship, the surviving partner will become the sole owner of the property.

5. If the relationship does not last, both partners will still be liable for the mortgage payment until the house is refinanced, paid off or sold.

Top 5 Reasons Not to Put Mortgage in Both Names

1. Both of your credit scores will be used by the lender when you apply for a mortgage together. If your partner has bad credit due to late payments, defaults on loans or other serious credit problems, you could be denied a loan or offered a loan at a higher interest rate because of the perceived risk of default.

2. It will force you to buy only what you can afford. If your relationship falls apart within six months, you should be in a position to afford the mortgage payments and maintain the home.

3. Unless you take measures to protect your interest in the home, you will have no legal interest in the home should you split up or your partner die.

4. If your partner cannot pay his portion of the mortgage, it could cause you to get behind in payments and result in negative reports on your credit report and foreclosure.

5. Your partner has no income or less income than you. This fact will automatically put you on unequal footing when it comes to paying the mortgage, property taxes and other expenses involved in home ownership. More couples split up over money issues than for any other reason.

There are other advantages and disadvantages when you finance a mortgage using both partners income and credit scores. It would be wise to consult with an LGBT friendly real estate agent at GayRealEstate.com, or LGBT friendly attorney in your state if you have additional questions.

Legalities of Gay Marriage and Buying Your First Home Together

The legalities of gay marriage and buying your first home together vary depending on factors including the state that you live in. If you are married and live in a state that recognizes same sex marriages, the procedure for buying a home is the same as it is for heterosexual married couples. Those that do not live in a state that recognizes their marriage will be forced to purchase their home as individuals rather than as a married unit.

imagesOnce you have found a home you would like to purchase and have worked out the details, you will need to complete a legally binding purchase agreement. That document includes the price and the terms of sale that are being agreed upon, specific property information including any known defects, contingencies and the names of all parties involved including buyers, sellers and agents. Contingencies are conditions that must be met before closing and can include a home inspection, financing and other specific actions by either the buyer or the seller.

The seller is legally required to disclose any defects in the home. Defects may include termite damage or plumbing, heating and air conditioning and electrical problems. Although not legally required, it is best to have a home inspection completed before you purchase the home. It is not unusual for sellers to overlook or have no knowledge about a defect of the home that an inspection will uncover. Licensed inspectors are trained to find and disclose current and potential future problems.

As part of the buying process, you will need to purchase title insurance. The title insurance company will conduct a title search on the property to make sure that there are no liens or easement issues against the property that have not been disclosed.

Once those procedures are complete, if you have not already done so, you will need to find a mortgage lender. The mortgage company that you choose will check both of your credit scores and will count both of your incomes in making a decision. It would be best to shop around to find the best terms available based on your personal and financial goals.

According to the Human Rights Campaign, there are no federal laws that prohibit discrimination against same sex spouses, but some states do have expanded laws in place. Knowing the laws in the state where you live will help you avoid discrimination based on your sexual orientation. If you live in a state that recognizes same sex marriages, mortgage lenders should recognize your marriage and, if you qualify, allow you to obtain a loan as a married couple rather than as separate borrowers on the same loan. The lender should also give you comparable interest rates to other couples with similar credit scores and income qualifications.

The legalities of gay marriage and buying your first home together are complex and can be confusing. Hiring a local LGBT friendly real estate professional at GayRealEstate.com will help take the stress out of buying your new home. They have the knowledge and expertise to help you make informed decisions that are in your best interest, negotiate on your behalf and ensure that no legal documentation is overlooked throughout the process.

Top 3 Ways for Same Sex Couples to finance a Home Purchase

There are several ways that same sex couples can finance a home purchase including traditional mortgage lenders and possible other options. Following are the top 3 ways for same sex couples to finance a home.

images1. The U.S. Finance and Administration, FHA, is a division of the U.S. Department of Housing and Urban Development, HUD. Because discrimination based on marital status is prohibited, it makes no difference if you are married or not when applying for a loan. Federal law also prohibits FHA from considering sexual orientation or gender identity of loan applicants.

FHA insures loans so that qualified lenders can offer you easy qualifying and low closing costs on your new home. FHA requires a down payment of 3.5 percent of the purchase price, well below the percentage that must be paid with most traditional mortgages.

FHA does not actually make loans; it is an insurance fund that guarantees loans so lenders can offer good terms to home buyers. Since each FHA approved lender sets its own interest rates and costs, it would be wise to check with several lenders to find the best rates possible.

For more information on FHA loans, you should contact your gay realtor for a referral to a gay friendly FHA qualifying lender.

2. The Veteran’s Administration, VA, offers guaranteed loans to veterans. The VA does not make loans. Like the FHA, the VA insures loans made by approved lenders. If you or your partner is a veteran, you could qualify for a lower interest rate loan.

Unmarried same sex partners may apply for a joint loan, but the VA will only guarantee approximately 40 percent of the total loan if only one of you is a veteran. If you are married, it is likely that you will quality for a VA loan unless you live in a state that does not recognize same sex marriages. The Veteran’s Administration is evaluating those applications on a case-by-case basis.

Generally, obtaining a VA loan allows lenders to mortgage your new home with no down payment and negotiable interest rates. Closing costs are comparable or lower than traditional mortgages and you may be able to finance VA’s funding fee in the mortgage.

For more information on VA loans, you should contact your gay realtor for a referral to a VA qualifying lender.

3. Seller financing is available on some homes. When a seller finances the home, there is no need to apply for a mortgage from a traditional or other type lender. You will sign a promissory note and make your payments, including interest, directly to the seller. If you live in a state, such as California, that has enacted anti-discrimination laws because of sexual orientation or sexual identity, the seller would be forced to sell to you if you meet his qualifications including down payment and credit worthiness.

The benefits of seller financing include no lender origination or other fees and there is no need to worry about strict mortgage lender requirements. Since the terms are negotiated between you and the seller, you may end up with a lower down payment and interest rate than you would with a traditional mortgage.

If you are interested in purchasing a seller financed home, you should check the laws in your state to ensure that you cannot be discriminated against.

In addition to the above, many states offer mortgage assistance programs. For example, MaineHousing’s First Home Program offers low fixed rate mortgages. You should check with your state government to find out what options are available in your area.

A great way to get started is to contact a top gay realtor at GayRealEstate.com. The Nation’s Oldest and Largest Gay Realtor Directory. No Cost or Obligation to find the Perfect Agent.

Dear Gay Realtor – Can my same sex Veteran husband and I obtain a VA loan together?

Whether you can obtain a VA loan with your same sex Veteran husband depends on a number of factors. The Veteran’s Administration, VA, issued Circular 26-13-18 in September 2013 in response to the President of the United State’s directive that the Executive Branch stop enforcement of the statutory language in Title 38, U.S. Code, defining spouse as someone of the opposite sex. The VA stated in that circular that it would determine whether same sex married couples qualify for a loan on a case-by-case basis.

RE101The VA sent another circular to its participating lenders that provided guidance on this issue. It stated that its loan procedures might depend on location since not all states recognize same sex marriages. Federal statutes governing veteran’s benefits dictate that a valid marriage depends on the law in the state where the parties resided when they married or where they resided when a right to benefits accrued.

According to Lambda Legal, a nonprofit legal organization who advocates for LGBT civil rights, if the state that you live in does not recognize same sex marriage and you continue to live in a non-recognition state, your marriage will probably be ruled as invalid for the purposes of VA benefits. The Department of Veteran’s Affairs in affiliation with the Department of Justice is expected to address the limitations on marriage recognition in the future.

In its guidance circular, the VA stated that where same sex couples do not quality for a loan, applying for a joint loan might be the remedy. Joint loans are made to a veteran and another non-veteran person that is not his or her spouse. In those cases, the VA will only guaranty approximately 40 percent of the loan amount. The affect this will have on a loan depends on the lenders guidelines.

If you have questions about applying for a loan, the VA suggested that borrowers contact them or a qualifying lender. If you are denied benefits, you should contact an attorney who is knowledgeable about VA benefits and same sex couples.

Garden Grove, CA Quiet Gay Lifestyle in Mid-Century Modern City

Garden Grove is situated in the northern part of Orange County, California inland of the Pacific Coast. This is one of the straighter, tidier towns in California, as it is home to a huge religious contingent. It also has the second largest Vietnamese population in the United States. The total population is 170,883.  Originally it was a farming community that grew walnuts, oranges, chili peppers and strawberries.

Garden GroveIf you are looking to buy a home here you will notice that there are next to no older buildings in the area. Even though it was founded in 1874, all of the buildings are mid-century in flair, because a big earthquake devastated the town in 1933. There are many of the low single story flat homes that are in the style Miller or Lloyd Wright.  There are also many Spanish style homes with the adobe fronts and gated central courtyards in Garden Grove.

Over the years, downtown Harbor Boulevard has become an entertainment and shopping district with several big hotels.  All of the fire hydrants in the city are painted with a big strawberry to symbolize The Annual Strawberry Festival, which has been a tourist attraction since 1958.

The city is also home to three major theaters including the Garden Grove Playhouse, the Gem Theater and the Festival Amphitheater. There is also an annual Shakespeare Festival in the same time.

Garden Grove is a pet-friendly place with several parks right in town including Pioneer Park, Woodbury Park and Euclid. Garden Grove is also well known for The Atlantis Play Center, which features a water feature with a zoo of concrete animals.

The nearest ocean beaches are a drive west to the coast and include Huntington Beach, Laguna Beach, Long Beach and Newport Beach. Some people buy a vacating home in Garden Grove and then make the short trek to the beach by car.

One of the biggest attractions is the Crystal Cathedral. This is a huge glass cathedral in the middle of town that serves as the set for many religious broadcasts, originally the home to Robert Schuler and the “Hour of Power”.  As this is a deeply religious town founded by Methodists many years ago, you will not find an official  “gayborhood”, that is why it is very important if you are going to locate to Garden Grove, that you consult with a Garden Grove gay realtor to find out what the best living options might be for you.

There seems to be only one gay bar in Garden Grove called The Frat House, located on Garden Grove Blvd in the city.

The average listing price for homes for sale in Garden Grove was $439,030 for the week ending November 6, 2013.  There are short sales and bargains to be had as there were also 252 going through the process of foreclosure.  House prices have also been increasing since the fall of last year by 19.8 % as of November 13, 2013.

For more information about the Garden grove Chamber of Commerce go to http://www.gardengrovechamber.org/.

Gay Realtors Advice On Buying a Home with No Down payment

When it comes to owning a home, making a down payment can be very challenging. However, there are some instances you can follow in order to purchase a home with zero down payment according to our expert gay realtor.

USDA Rural Housing Loans

Gay Realtors Advice On Buying a Home with No Down paymentFor people with a lower income, rural housing programs may allow them to buy a house without making any down payment. Those whose income doesn’t go beyond the local area median income (AMI) may qualify for loan guarantee. Make sure your personal situation and the property you are interested in falls under the USDA guidelines. (http://www.rurdev.usda.gov/HSF-About_Guaranteed_Loans.html)

VA Loans for Veterans

If you have served in the National Guard or in military, then you are eligible for a ZERO down VA mortgage. The lender will request your COE (Certificate of Eligibility), veterans may obtain this on-line. The VA guarantees your home purchase to the lender. A funding fee maybe included in your total loan amount for the guaranty.

Down Payment Assistance

This can be furnished by charitable foundations, local governments and other organizations. This cannot be supplied by any anyone who has other interests in the finances of the home sale e.g. a real estate agent, the mortgage broker or the property owner.

Most of such programs include guidelines and are limited only for first-time home buyers, buying their primary residences. Some will have you go through a homebuyer education course first. This is more of a silent second mortgage that won’t require any payments. They may only ask for a refund once you sell the home, or it could be waived if you stay in the home for x amount of years.

Good Neighbor Next Door Program

Teachers, firefighters/emergency medical technicians and law enforcement officers who qualify for the program can purchase any HUD Home at a 50% discount. On the other hand if you use an FHA loan to finance your home, they will only require a down payment of just $100. The program provides a payment-free and interest-free second mortgage for 50% of the total homes value. The second mortgage balance is forgiven if you live in the home for three years or longer.

FHA Home Loans

FHA mortgages only require a down payment of 3.5%. Home buyers can get it from secured loans, employers, friends, relatives and other organizations.

Lease Option

This is part of a rental agreement. With the lease option deal, the renters can lease the house for a planned period of time, with an option to buy the home at some future date. This gives the buyer time to save for a down payment, while locking in today’s housing prices.

Any of the top gay real estate agents at GayRealEstate.com will be happy to provide you a free consultation to discuss your housing and financing needs. Just review the profiles of the agents in the city you’re considering, and contact them today! No cost or obligation.

How to Hire the Best Gay / Lesbian Real Estate Agent to Sell Your Home

Typically the reason you need to hire a real estate agent would be to facilitate the quick sale of your home, sell at a better price and prevent any miss-steps. However, to ensure a smooth process then you need to find a competent, full-time real estate agent who can sell your property professionally.

There are some things that you need to know before hiring anybody to sell your home.

1. Find a Local Agent

Hire the Best Gay / Lesbian Real Estate Agent to Sell Your HomeIt is very important to find a local gay agent who understands your area in detail. Potential home buyers in most cases ask many questions related to shopping, schools, parks, libraries, taxes, fees and the like and any other life essentials in the area. A realtor who can answer them accurately and competently will help sell your home quicker than you imagined. Ask agents simple questions, such as the number of homes they have sold in the area and whether the area is where they reside and if so, how long have they been living in the area.

2. Request References

Asking for references will help in determining how competent and professional your real estate agent is. It’s a good idea to talk to clients who recently used the services of the realtor you’re considering hiring. If the agent backdates their reference 1 year or so, then there must be something fishy going on, so watch out!

3. Monitor the capacity of their work

Find a realtor who can focus on what you want and dedicate time for it. Never forget to ask the number of clients (home listings) they have at the moment, and estimate the hourly period they spend marketing each property. Do they have systems and procedures in place? Have they provided you a step by step list of marketing activities they will provide, with dates attached?

4. What are their Time lines?

Nowadays, we’re coming into fall (a slower period to sell homes) and some markets are still clunking along, so you need to find a realtor who is actually selling 100% of the listings he/she takes. Simply inquire about the listing period that the real estate agent is going to sell your property, if you’re concerned they will abandon hope after two months after your house fails to sell, then you need to hold their feet to the fire ~ make the listing agreement for 90 days, with one 90 days extension, if you are fully satisfied with their work and communication.

5. Ask About Fees

Ensure you have a detailed description of everything the agent will charge you at closing. Some agents want “processing fees” in addition to the commission never agree to this. Other agents may ask for marketing fees up front never agree to this. The agent should only be paid a fee (commission) when they have successfully sold your home, and then it is well deserved. So before you sign the listing contract, make sure you understand it fully, and all the services and fees that will be included. (you should always be provided a net sheet at the listing appointment which will outline all of your closing costs, payoff’s and fees, with an estimated net to you at closing)

6. Is Your Realtor Part of MLS?

Agents who are listed with the Multiple List Service (MLS) which is a nationwide database of houses on the market, have a higher chance of selling your home, therefore such an agent is a must when selling a home.

7. Is your Realtor Gay/Gay Friendly

Not only is it important to support our community, it’s doubly important to ensure the agent you’ll be paying a huge commission to is not funding organizations that are in complete opposition to our LGBT Community!

Using free services like GayRealEstate.com will ensure you’re hiring a full-time professional gay, lesbian or gay friendly realtor that stands in full support of you, your family and our community.

Author Jeff Hammerberg is a gay realtor and Founding CEO of GayRealEstate.com ~ Offering Free Instant Access to the Nation’s Top Gay, Lesbian and Gay Friendly Realtors Coast to Coast. Free Buyers Representation ~ Free Relocation Kit to any City, USA ~ Free Sellers Market Analysis for home sellers.

Norfolk, VA – Sophisticated Gay Lifestyle in a Naval Port

Norfolk, Virginia is a commercial and cultural center that, because of the unique system of deep channel waterways that surround it, has made it the ideal naval and military base. Norfolk is also a major trade artery for the importing and exporting of goods from across the Mid-Atlantic and the Mid-West and far off lands. The population of 245,803 in Norfolk qualifies it to be the second biggest city in Virginia. It is part of the much large metro area known as the Virginia Beach-Newport News; the entire area is sometimes just known as Hampton Roads.

Sophisticated Gay Lifestyle in a Naval PortThe center of Norfolk, that is also the LGBT center, is located at the junction of Elizabeth River and Chesapeake Bay. It is a neighbor to Virginia Beach. Virginia Beach, the most populated part of Virginia, is actually more like a suburb of Norfolk. People who are shopping for property here can look at single-family homes and developments along the river or along the beaches. Two of the most popular and beautiful areas to live in are Willoughby Spit and Ocean View.  Willoughby Spit is an old community settled initially in 1625 nearer Norfolk and known for its expensive older homes. Ocean View stretches along the coastline for several miles just south of the Naval Amphibious Base and features older cottages, amusement parks, fishing piers and many other roadside attractions.

The gayborhood of Norfolk is located in the downtown.  Granby Street is the main LGBT strip and has been a popular nightlife spot for gays since the seventies. The neighborhood, which has many unusual shops, big theaters and excellent restaurants, runs along the Elizabeth River to Chesapeake Bay.  Bars for men include The Wave, Klub Ambush and the Rainbow Cactus Company and lesbians gather at the Hershee Bar.

There area also many other interesting attractions in downtown Norfolk including the Norfolk Botanical Garden, the Chrysler Museum of Art and the Virginia Zoo. It is known in particular for its many military and naval themed attractions including the Norfolk Naval Base, the Nauticus National Maritime Center. The USS Wisconsin and the MacArthur Memorial.  It is also home to the Hunter House Victorian Museum that has many artifacts dating back to the turn of the last century.

Norfolk is also quite affordable with the average listing price for a home for sale being $249,308 for the week ending September 18, 2013.  Housing is more in demand here with the average price per square foot being 9.2% more than it was last summer. There are also bargains to be had if you want to buy a home that is in the process of foreclosure then there are many options; there are 338 homes in some stage of the foreclosure process.

A Norfolk gay realtor will be more than happy to help you find the situation that is right for you. For more information about Norfolk, nearby Virginia beach and other features of the Hampton Roads area go to www.2chambers.com/norfollk.htm.

Author Jeff Hammerberg is a gay realtor and Founding CEO of GayRealEstate.com ~ Offering Free Instant Access to the Nation’s Top Gay, Lesbian and Gay Friendly Realtors Coast to Coast. Free Buyers Representation ~ Free Relocation Kit to any City, USA ~ Free Sellers Market Analysis for home sellers.