Category Archives: Buying a Home
The Benefits and Risks of Buying a Home With Your Partner
There are both benefits and risks involved when purchasing a home with your boyfriend/girlfriend/unmarried partner. Let’s review those in an attempt to prevent a potential future disaster. It’s not that it’s not recommended, and done every day, but being aware of the benefits and potential risks just makes common sense. Benefits of buying a home with another person: Risks of buying a home with another person: In conclusion, buying a home with another person can have both benefits and risks. […]
Choosing Between a Single Family Home and a Condominium
Choosing between buying a single-family home or a condominium can be a difficult decision for potential homeowners. Both options have their own advantages and disadvantages, and it is essential to weigh these carefully to determine which option is best for you. In this blog post, we’ll explore the key differences between single-family homes and condominiums and the factors you should consider when making your decision. Single-Family Homes Single-family homes, also known as detached homes, are standalone structures that are not […]
What Credit Score Do I Need To Get A Home Mortgage, and How Can I Increase My Credit Score?
A credit score is a crucial factor when it comes to securing a home mortgage. A higher credit score indicates that you are a responsible borrower and increases your chances of getting approved for a loan. Here’s what you need to know about the minimum credit score required for a home mortgage, and how you can improve your score. Minimum Credit Score for a Home Mortgage Typically, the minimum credit score required for a home mortgage is 620. However, this […]
Should I Buy My Palm Springs or Florida Retirement Home Now Instead of Waiting?
Why Purchasing Your Retirement Home Now Might Make the Most Sense When most people think of retirement in the traditional sense, they envision getting older, coming to the end of a career at around age 65 or so – and perhaps moving closer to family, or to the beach, mountain, golf, or senior home care services they’ve envisioned enjoying for years. Maybe you’re thinking of making the move to Palm Springs – you’re ready for sunshine, sand, and those beautiful […]
The Advantage Today of Owning a Single-Family Home
Life is unpredictable, as anyone who has lived for any length of time probably knows pretty well. Sometimes, even when things seem to be at their best and going smoothly, out of the blue, life throws us a curveball. Certainly, many of us probably feel like that right now, as we find ourselves in the middle of an unprecedented pandemic. Without question, COVID-19 has changed life as most of us know it, at least for the foreseeable future. We have […]
Buying in the Gayborhood? There are Financial Benefits of Home Ownership.
For most people, buy a turnkey property is a very important and momentous decision in life. Often, when people think about purchasing a home, the things that excite them most are intangible things – things like having a place of their very own to make memories and share life’s moments, big and small, getting to know new friends and neighbors, and enjoying all that the community has to offer. And without question – these are the things that truly make […]
Combining Households? Here’s What You Need to Know.
Perhaps you’ve discovered this article because you find yourself in a relationship that makes you very, very happy – happy to the point that you’re considering moving in with the man or woman of your dreams. If so, congratulations! Love is wonderful, and there’s truly nothing in the world quite like it. Maybe you’re young, and unencumbered, and falling in love for the first time. On the other side of the coin, perhaps you’re 30, 40, or 50. Perhaps each […]
Winter in Real Estate: Tips for those who feel the chill.
Seasoned (pun intended) real estate professionals understand that the winter months can be difficult to negotiate (no pun intended) for those in the business of buying, selling, and building homes. The weather in most of the USA is inhospitable, and can put many projects and plans on hold, until the springtime market kicks in and buyers again resume their house-hunting activities. But those who plan for the winter slowdown actually view the cyclical time-out as an opportunity, and sometimes even […]