Tag Archives: buying a home
Gay Realtors Advice On Buying a Home with No Down payment
When it comes to owning a home, making a down payment can be very challenging. However, there are some instances you can follow in order to purchase a home with zero down payment according to our expert gay realtor. USDA Rural Housing Loans For people with a lower income, rural housing programs may allow them to buy a house without making any down payment. Those whose income doesn’t go beyond the local area median income (AMI) may qualify for loan […]
To Buy or Not to Buy, that is the Question
Whether or not to buy a home is one of the largest financial decisions most individuals will ever have to make. There are both advantages and disadvantages to buying a home. Owning one’s own home can provide a sense of satisfaction, stability, financial security and comfort, although home ownership does not come without certain costs ~ both the benefits and the costs should be considered before making a final decision. Homes are expensive both in their upfront costs and in […]
What is the cost to be represented by a buyers broker?
The decision to retain the services of a Buyer’s Broker when purchasing a home, is one you won’t regret. Of course, there is a cost; Buyer Brokers make a living through representing their clients. The good news is that there is often no additional cost to you, the home buyer, if the search for a new home culminates in a purchase. For all of their time, energy, and incredible guidance they provide, Buyers Brokers fees are usually a percentage of […]
What are the Tax Savings when buying a home?
There are several places to look for tax savings for people who are buying or who own a house. In fact, the purchase of a main residence for a person has a lot of different financial advantages. Tax savings will accrue each year, especially if the homeowner has a mortgage on the home, tax savings are a major reason for a person to buy and improve a home. Each year, the different tax advantages may change, so it is important […]
When Buying a Home, How Do I Find A Good Area?
Making the decision to choose an area for your next home is a complex one. You’ll need to consider the school district, if you have or plan to have children, proximity to work, and a vast array of other variables that making the right decision often seems overwhelming. A good area is a very subjective idea; one property may be perfect for one family, yet a deal breaker for another. It’s important to identify a baseline set of criteria so […]
Tips for First Time Buyers: Choosing A Realtor Before Finding a Home
Purchasing a first home is a wise financial investment and can provide priceless personal and emotional rewards as well. Home ownership offers an unprecedented sense of security, accomplishment, success, and perhaps most importantly, personal freedom. But before you begin to look at homes, it is a good idea to first shop around for a real estate professional who is compatible with your needs and understands your buying goals. Most novice buyers do it the other way around: they see a […]
Now is the Perfect Time to Buy a Home
If you are thinking about buying a home, but you’re still a bit hesitant, then here is some great information that may help you decide to do it now. True, the economy appears to still be on the downside and we are seeing a lot of unemployment, but did you know that if you are stable enough financially, then now might be the right time to invest in a home. Hopefully the information presented here will open your eyes and […]
Should I buy a home or keep renting?
Unfortunately, it is impossible to give an affirmative answer, either way, about buying or renting. Conventional wisdom assumes that property values always go up. In reality, home value is determined relative to many ‘x’ factors, which are susceptible to fluctuation. In addition, to turn a profit on a home those x-factors have to be consistently in the positive over the duration of your mortgage. Some people erroneously associate renting with wasting money. Again, depending on your circumstances, renting may save […]
Three Common Pitfalls for LGBT Home Buyers to Avoid
Buying a home is huge step, and often represents the culmination of a lifelong dream. But while under the thrilling spell of the home buying experience many LGBT buyers fall victim to three of the biggest mistakes. Became familiar with these pitfalls to successfully avoid them. #1 Overreaching One of the many companies directly owned by Warren Buffett, the most successful investor in American history, is a business that builds and sells homes across the United States. Addressing the shareholders […]