Tag Archives: buy a home
Home Buying Tips for Same Sex Couples
When you find the perfect home that you and your partner would like to purchase, you will begin the process by making a purchase offer. The offer generally includes how much you are offering to pay for the home, contingencies to the purchase such as inspections or financing, and any conveyances you would like included such as furnishings or other assets. It may also include a good faith deposit, generally $500 or 5 percent of the home’s value, to show […]
Is now REALLY the time to buy a house?
Have you noticed it yet? The growing murmur out there, getting louder every week, bubbling up in newspapers, on TV, and on news sites, and it’s telling you to buy a house in 2013. OK, maybe that’s a bit of an exaggeration, but there are definitely a lot of experts (and non-experts) suggesting that now is the right time to buy a house that is, in 2013. And that murmur may soon turn into a deafening roar. So let’s look […]
How Much Cash Do I Need for a Down Payment when Buying a Home?
Getting pre-qualified before touring homes can be a great way to ensure that you can act fast in today’s real estate market. When you’re on the prowl for that perfect property and are ready to pounce, the last thing you need is a pre-qualification delaying your offer. One of the questions your mortgage professional with inevitably ask is, “How much do you want to put down?” Your down payment can be a gateway into a variety of useful mortgage programs […]
Buy a Home Now or Rent First?
The American dream has always involved home ownership. For many individuals, renting is never an option, but it’s important to remember that each has its uses. You Should Strongly Consider Buying Take a moment and consider the following idea: You could be buying a home when prices and interest rates are at their lowest in history. A real estate boom could be just around the corner and you could be poised to take full advantage of a wonderful financial opportunity. […]
Now is the Perfect Time to Buy a Home
If you are thinking about buying a home, but you’re still a bit hesitant, then here is some great information that may help you decide to do it now. True, the economy appears to still be on the downside and we are seeing a lot of unemployment, but did you know that if you are stable enough financially, then now might be the right time to invest in a home. Hopefully the information presented here will open your eyes and […]
Should I buy a home or keep renting?
Unfortunately, it is impossible to give an affirmative answer, either way, about buying or renting. Conventional wisdom assumes that property values always go up. In reality, home value is determined relative to many ‘x’ factors, which are susceptible to fluctuation. In addition, to turn a profit on a home those x-factors have to be consistently in the positive over the duration of your mortgage. Some people erroneously associate renting with wasting money. Again, depending on your circumstances, renting may save […]