Buying a home is one of the most significant financial decisions you’ll ever make. Whether you’re a first-time homebuyer or a seasoned veteran, there are many factors to consider when purchasing a new home.

To help you navigate the process, we’ve put together a comprehensive checklist of 10 essential tips for home buyers.

  1. Determine your budget: Before you start looking at homes, it’s important to determine how much you can afford to spend. Consider your current income, debts, and expenses to create a realistic budget for your new home. If you’d like help preparing to get pre-qualified, start a conversation with a professional at – there is never a cost or obligation.
  2. Get pre-approved for a mortgage: Getting pre-approved for a mortgage can give you a better idea of how much you can afford to spend on a home and can also make you a more attractive buyer to sellers. Your realtor will likely have the perfect referral to an LGBTQ+ friendly mortgage lender.
  3. Choose the right neighborhood: Consider factors such as proximity to work, schools, and amenities when choosing the right neighborhood for your new home. Check the city guides at for neighborhood information!
  4. Research local schools: If you have children or plan to in the future, researching local schools can help you make an informed decision about which neighborhood to choose.
  5. Work with a real estate agent: A qualified real estate agent can help you navigate the home buying process, negotiate with sellers, and find the perfect home for your needs.
  6. Get a home inspection: Before finalizing your purchase, it’s essential to hire a home inspector to identify any potential issues with the property to see if the residential or commercial roofing, plumbing, electrical systems, installations, etc. are in good condition. Call Atlantis Plumbing, LLC for a plumbing service Charlottesville. On the outside, you should make sure that the exterior walls and the driveway look great. Otherwise, the seller may hire an asphalt paving contractor to repair or redo the driveway. They can consider having more durable road surface treatments for everyone’s safety.
  7. Review homeowners association (HOA) documents: If you’re buying a property that is part of an HOA, make sure to review the HOA documents carefully to understand the rules and fees associated with the community.
  8. Consider resale value: While you may be focused on finding your dream home, it’s also important to consider the home’s resale value in case you need to sell in the future.
  9. Understand closing costs: Closing costs can add up quickly, so it’s important to understand what fees you’ll be responsible for and factor them into your budget.
  10. Don’t rush the process: Buying a home is a significant investment, so it’s important to take your time and not rush the process. Make sure you feel comfortable with your decision before finalizing the purchase.

By following this checklist of 10 essential tips for home buyers, you can make informed decisions and find the perfect home for your needs. Remember to take your time, work with professionals, and consider all the factors before finalizing your purchase.

Jeff Hammerberg is a distinguished entrepreneur and broker, and the visionary founder of For over 25 years, he has been a prolific writer, coach, and author who has been instrumental in advancing the cause of fair, honest, and equitable representation for all members of the LGBTQ+ community in real estate matters., which he established, is the largest and longest-running gay real estate agent referral service in the nation, boasting over 3500 LGBTQ+ realtors who operate in cities across the United States, Canada and Mexico. His commitment to promoting inclusivity and accessibility in real estate has earned him a reputation as a passionate advocate for the LGBTQ+ community.