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In today’s housing market, there are many bank owned homes available that are well worth the bargain price tag. Not only are homes being sold for less, but mortgage rates are at historic lows. Getting an interest rate near 4% has never happened in the history of mortgage lending! Although there is some risk associated with purchasing an REO (Real Estate Owned by a bank due to a foreclosure), the bank is trying to cut their losses and unload as many homes as possible – which makes it a buyer’s […]

Ohio-born Bryan Halda went to school in Florida and has lived in Miami for the last seventeen years of tumultuous growth and change in Miami real estate and lifestyle. As an owner of businesses and real estate in Florida and property Developer in the Bahamas, Halda has learned all sides of the businesses of real estate. He identifies with buyers in their searches for the property of their dreams. He has full empathy for the seller in his search for the perfect sale. Bryan’s work has experienced him with the […]

Hiring a real estate professional is a great decision if you want an expert on your side; negotiating on your behalf, looking out for your best interests, and guiding you from contract to closing.  The commission a real estate agent charges isn’t set in stone, and may be different from agent to agent, though there may be ways to help you save money. The Double Deal It’s quite common for a real estate agent to offer an incentive if you utilize their services for both the sale of your home […]

As your representative I maintain vast and current knowledge in finance, marketing, technology, law and practices all within the aspects of real estate. It is all these items PLUS your personal goals and needs that must be balanced within the real estate transaction we engage together. I work hard and give my best to see a successful partnership with buyers, sellers and agents. We all have a goal to share and together we can accomplish it. The best part of this career is meeting great people in different and new […]

There are rules that must be followed when dissolving a signed real estate contract. If proper channels are not used, the terminating party (buyer or seller) may be defending themselves in court. In many states there is a three-day period called the “Attorney review period” after the contract has been signed during which either party may withdraw commitment to the contract. In states where this is not a law or if the three days is long gone, there are other options. Standard legal contracts for the sale of real estate […]

With over 10 years of Sales, Advertising and Marketing experience you are hiring a well rounded Realtor who can help you get the most out of your real estate transaction. Whether it is price, ease, convenience or a unique set of circumstances I will be 100% focused on your needs. The attention to detail and the emphasis I place on educating clients throughout the process have earned me high praise from clients. Many clients have found me through the web site and have been surprised that one simple contact was […]

Before selling a house, one has to thoroughly prepare their house for selling. By taking certain steps, the home owners can ensure great activity in terms of showings on their home and their home will get sold for the highest amount of money, with the least amount of problems, within a short span of time. The first step that one has to take is to mentally disassociate from the house where they have lived for many years. By mentally conditioning themselves with the fact that the house is going to […]

Meet Francesco Mazzaferro Buying or selling a home is one of the biggest events in your life. This major life step should be entrusted to someone with a proved track record of success. I have consistently been rated among the top 1% of realtors in the U.S. and recognized in the top 2% of Coldwell Banker Sales Associates internationally. Please let me help you begin your real estate journey; I’ll be with you every step of the way… Why? I want to be your REALTOR for life. As your trusted, […]

In today’s world of tight credit standards, government confusion, and record-low interest rates, it is beneficial to every homeowner, regardless of status, wealth, or property type, to know the home refinancing basics. Homeowners all across America as well as many other countries are clamoring to take advantage of these low interest rates, and in order for them to be successful, they should consider three factors: Refinancing only makes sense if the long term savings outweigh the cost of refinancing. Homeowners should be very thorough in researching and selecting the best […]

Making the decision to choose an area for your next home is a complex one.  You’ll need to consider the school district, if you have or plan to have children, proximity to work, and a vast array of other variables that making the right decision often seems overwhelming.  A good area is a very subjective idea; one property may be perfect for one family, yet a deal breaker for another.  It’s important to identify a baseline set of criteria so that the subjective idea of a “good area” can be […]