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10 ways to winterize your home

10 ways to winterize your home

Other

Here’s your annual checklist of things to do to get your home ready for the change of season brought by hills district air conditioning. Check smoke detectors: 1. Don’t neglect that smoke detector any longer! Take some time right now to check the operation of detectors, and to change the batteries. If you have an older house with a limited number of smoke detectors, install additional ones at each sleeping room, and make sure there is one centrally located on each level of the home as well. Install a carbon-monoxide […]

Featured Gay Realtor: Bob Downes, Alain Pinal Realty Estate, San Francisco, CA

Buying a Home

Every day people are drawn to this breathtaking area. I am no exception to this. When I first arrived 19 years ago I knew I wanted to call Half Moon Bay Home. Residing in Ocean Colony I have a unique privilege of sharing my passion for the coast with my family, dog Sunny and my 3 cats. Life here is golden and that is why I decided to get into Real Estate. I wanted to help others to experience life on the coast. With a unique ability to provide an […]

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Big residential project near Green Lake to restart

Other

Seattle developer Lorig Associates says it plans to start building its long-delayed retail and residential project on the site of the old Vitamilk Dairy in Green Lake early next year. Seattle developer Lorig Associates says it plans to start building its long-delayed retail and residential project on the site of the old Vitamilk Dairy in Green Lake early next year. Work on the full-block development, called Green Lake Village, was suspended in 2007, leaving a big hole, when Lorig couldn’t sign a grocery as the anchor retail tenant. The project […]

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Ask a real estate pro: Why foreclosure mediation is flawed

Uncategorized

Board-certified real estate attorney Gary M. Singer answers housing questions in this space each Friday. To ask him a question about short sales, mortgages, refinancing, homeowner’s associations or any other residential real estate topic, click here. Q: I have been served with foreclosure papers on my home. The papers include a referral to mandatory mediation. What is this and can it help me? – Ingrid A: Mediation is a process in which both sides of a dispute meet with an unbiased third party trained to help people work out their […]

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Lawmakers Urge Mortgage Principal Write-downs

Mortgage Loan

More than 20 lawmakers in the House of Representatives this week called on Fannie Mae and Freddie Mac to reduce the mortgage principal of borrowers who owe more on their home than it is currently worth. The Federal Housing Finance Agency, which regulates Fannie and Freddie, has been refusing to take such a drastic move, citing concerns that writing down principal balances may create a “moral hazard” and prompt other borrowers to stop making loan payments on time. But the Democrat lawmakers argue that such action would reduce the risk […]

Ask a real estate pro: The foreclosure process, in simple terms

Other

Board-certified real estate attorney Gary M. Singer answers housing questions in this space each Friday. To ask him a question about short sales, mortgages, refinancing, homeowner’s associations or any other residential real estate topic, click here. Q: I read in the paper that the banks are starting the foreclosures again. I just got served with a foreclosure lawsuit. Can you explain the process in layman’s terms? – Tony A: Each state has different versions of the foreclosure process. In Florida, a lender must get permission from a judge before it […]

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Solar Powered Homes Becoming Standard in SoCal

Other

KB Home plans to make solar power a standard home feature in nearly all of its developments in Southern California starting next year, the solar company templestowe will be in charge of doing it they announced on Monday. Wondering how long solar panel installation takes? Learn each step in the solar panel installation timeline process from consultation to activation, and discover what can affect your project timeline and efficiency. Currently, KB Home says that sales in communities with solar power as a standard are 30 percent higher than in communities […]

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Conforming Loan Limits for FHA Loans Rise to $729,950 Immediately

Mortgage Loan

The conforming loan limit has been raised back to $729,950 from $625,500 for high-cost housing areas effective immediately for FHA loans that will be originated through 2013. The measure, which was approved by both the Senate and House of Representatives on November 17, 2011, was signed into law by President Obama the following day. However, the new law does not raise the loan limits for Fannie Mae or Freddie Mac-backed loans, which raised the concern of many House and Senate Republicans. Senator Bob Corker (R-Tenn.) said in an interview with […]

Featured Gay Realtor: J. Phillip Faranda, J. Philip Real Estate LLC, New York

Buying a Home

I am a full service residential real estate broker with additional experience originating mortgage loans and real estate investment. I count among my specialties first time home buyers as well as residential investment and multi family property. Given my locale I have significant familiarity with co-ops as well. I am an independent broker, so when you deal with my company you deal directly with the owner. My business has been a gay-friendly operation since 1998; I am a member of the National Gay & Lesbian Chamber of Commerce and have […]

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Existing home sales rise, contracting issues prevent full rebound

Selling a Home

Existing home sales increased 13.5% in October when compared to a year earlier and would be even higher if contract failures and cancellations plaguing the loan application process could subside, the National Association of Realtors said Monday. Total existing home sales — including single-family townhomes, condominiums and co-ops — rose to a seasonally adjusted annual rate of 4.97 million units in October, compared to 4.9 million in September and 4.38 million a year earlier. “Home sales have been stuck in a narrow range despite several improving factors that generally lead […]

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