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Compared to the 1980s, when mortgage rates hovered above 10%, today’s rates remain relatively low. In early May, the 30-year, fixed-rate shot up to 4.46%, before settling back to 4.29% last week, according to Freddie Mac.

A surge in mortgage rates to the highest level in two years dampened demand for mortgage applications last week, the Mortgage Bankers Association reports in its weekly survey covering 75 percent of the residential mortgage market. For the ninth consecutive week, 30-year fixed-rate mortgages rose, averaging 4.68 percent for the week ending July 5. It was the highest average since July 2011. However, rates still remain low by historical averages. During the week, loan requests for home purchases dropped 3.1 percent, the second consecutive week posting declines, the MBA reports. […]

Since joining Kleier Residential, Inc. in 2009, Curtis has truly made his mark in the New York City real estate market and is known for consistently exceeding his clients expectations. Curtis success can be attributed to more than just his keen knowledge of the city and the various unique spaces it has to offer. He takes the time to understand what each client values most in a new home and builds relationships based on their trust and confidence. Once he has found a client their perfect co-op or condo, or […]

At 31 percent, Gen X comprises the largest group of recent home buyers, according to NAR’s Home Buyer and Seller Generational Trends report released today. Gen Xers were followed in numbers by Gen Y buyers (28 percent), and then younger Baby Boomers (18 percent), older Baby Boomers (14 percent), and the Silent Generation (10 percent). The Greatest Generation, also known as the G.I. Generation, represented less than 1 percent of recent buyers. The report a compilation of survey data from 8,501 recent home buyers also shows that 80 percent of […]

A quarter of the National Association of REALTORS® membership is 65 and older, while just 6 percent are younger than 34.  Recruiting younger agents presents a challenge, brokers say, given that younger generations tend not to be interested in sales careers. Rather than try to recruit younger agents by telling them they need to farm, cold-call, build relationships, keep abreast of the latest inventory, and make themselves available 24/7, brokers should draw in entrepreneurs by creating structures that support business creation and growth, according to Inman News’ Renwick Congdon. Under […]

With the housing recovery now well underway  housing starts are up; builder confidence is at a 7-year high; there are fewer foreclosures; and home prices continue to rise  you may be inspired to get off the fence and buy that dream home. But are you really prepared? Here are a few things you may not know  and what you don’t know could potentially cost you. Credit score When was the last time you checked your credit score? Any idea how good or bad it is? Are there any errors on […]

The chances of selling your home are only as good as your listing agent. This can be a tricky business because sometimes the agent that you get along with the best or like the best personally is actually not the best person for the job. You only have a short window of opportunity to get your property sold, so do your best to choose someone efficient, experienced, with a track record of successes and who can handle the ups and downs of what can sometimes be quite a rocky business. […]

Doug is a Native of North Atlanta with a extensive knowledge of the Real Estate market. He has been licensed as a sales associate in California, Florida and Georgia. He is currently licensed as an Associate Broker with Re/Max Town & Country Realty in Georgia. He held a Mortgage Brokers license in Florida and was a Loan Originator in Georgia.

At Signature Properties we pledge to donate a portion of every commission earned to the charities of our client’s choice. I utilize the latest technologies, research and business strategies to exceed your expectations. More importantly, I listen and that means we find solutions that are tailored to you. Whether you are buying or selling I will be happy to speak with you. If you need to buy or sell a home please contact me! Professional/Personal Distinctions: Member National Association of REALTORS Member Tennessee Association of REALTORS Specialties: Residential Real Estate […]

Buyers may want to purchase furniture to outfit their new home prior to closing. But if they’re not careful, they could cause delays in closing or even lose their home loan. Since 2010, mortgage giant Fannie Mae has mandated that lenders recheck a borrower’s credit prior to closing on a mortgage. If anything new arises in the credit re-check, lenders may want to delay the closing to verify the borrower can still afford the mortgage. In some cases, the lenders may even cancel the mortgage prior to closing, which could […]