As housing values rise, home-equity loans and lines of credit are staging a comeback, MSN Money reports.  .

In late 2008 as the housing market slowed dramatically, home-equity borrowing came to nearly a standstill as lenders became cautious because values were falling so quickly. By late 2011, nearly a third of U.S. homes with mortgages owed more on their loan than their house was worth.  .

In markets where home prices are rising, lenders are starting to issue equity loans once again. New players have jumped in too. For example, Discover Financial Services announced in March that it will offer fixed-rate home-equity loans of $25,000 to $100,000..

Source: MSN Money Home-equity loans make quiet comeback .