The 10 percent down payment may be back. Reportedly, some lenders are offering 90 percent financing once again on all loan types. RPM Mortgage, based in San Francisco, resumed its “piggyback” loans in the first quarter of this year. The company had put its piggyback loans on hiatus in late 2007 during the financial crisis. A piggyback loan allows a borrower to put down 10 percent without having to pay private mortgage insurance. The last few years lenders have tightened […]

Existing-home sales improved for the second month in a row in May, up significantly from a year ago, while the median sales price continued to increase by double-digit rates from one-year prior, according to data from the National Association of Realtors. Existing-home sales  completed transactions including single-family homes, townhomes, condominiums and co-ops  rose 4.2% to a seasonally adjusted rate of 5.18 million, up from 4.97 million in April. Last month’s numbers are 12.9% above the 4.59 million-unit pace in May […]

Representing Buyers and Sellers in the Greater Nashville area, I have relationships with lenders, inspectors, builders, and appraisers to help make your real estate transaction a pleasure from start to finish.

I live in Athens, Georgia with my partner of 4 years Marshall. I first moved to Athens to attend UGA. After school I started working in the entertainment industry and staged sets for movies along with television. After spending most nights in a hotel room away from my family, I looked for a career change. I got into real estate because of love of design, marketing, and people. I don’t look as my job as work, I love helping my […]

Vacation is on everyone’s mind as the summer housing season heats up, but is a second home or summer rental right for you? No matter where you live, a few key strategies can land you a getaway for less, meaning a summer vacation home isn’t as out of reach as you might think.

Federal Reserve Chairman Ben Bernanke said that the Fed will begin later this year to ease up on its controversial stimulus program, which has helped to keep mortgage rates low. Bernanke said that the program—which includes buying up $85 billion a month in U.S. bonds and mortgage-backed securities to help strengthen the economy—may end entirely by the middle of 2014.

Rising mortgage rates shouldn’t stall the housing recovery, according to Freddie Mac’s latest U.S. Economic and Housing Market Outlook.

Mortgage rates rose to their highest level in more than a year, which decreased demand for home loans last week, the Mortgage Bankers Association reports. Mortgage applications for home purchases, considered a leading indicator of future home sales, dropped 3 percent last week. Meanwhile, mortgage applications for refinancings dropped 3.1 percent. The MBA reports that 30-year mortgage rates rose 2 basis points last week to average 4.17 percent, the highest level since March 2012. This marked the sixth consecutive week […]

Mortgage rates rose to their highest level in more than a year, which decreased demand for home loans last week, the Mortgage Bankers Association reports. Mortgage applications for home purchases, considered a leading indicator of future home sales, dropped 3 percent last week. Meanwhile, mortgage applications for refinancings dropped 3.1 percent. The MBA reports that 30-year mortgage rates rose 2 basis points last week to average 4.17 percent, the highest level since March 2012. This marked the sixth consecutive week […]

El Paso does not have designated gay neighborhoods. Instead a large number of the LGBT community in El Paso live right downtown. The hub of the neighborhood is the GLBT Community Center that is located in downtown El Paso very near many of the city’s main gay bars and businesses.  The center is funded by LAMBDA and also takes care of HIV-affected individuals living in and visiting the El Paso metropolitan area.  The center is also quite responsive and active […]