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Americans’ credit scores are an important piece of information that banks use to determine if you can get a mortgage or not. As such, the Consumer Financial Protection Bureau says the companies that provide such details about Americans’ credit histories require more scrutiny. The consumer watchdog group announced Monday it will provide greater oversight of the industry, including the big three credit agency firms: Experian, Equifax and TransUnion. Consumers often complain about inaccurate information on their credit reports, but many are unsuccessful in getting the credit reporting agencies to correct […]

Mortgage rates have been at record lows in recent weeks, but for Mark Zuckerberg, the founder and CEO of Facebook, mortgage rates have been even sweeter. Zuckerberg recently refinanced a $5.95 million loan for his Palo Alto, Calif., home and landed a 1.05 percent mortgage rate, Bloomberg reports. Zuckerberg refinanced his loan into an adjustable-rate mortgage. ARMs usually offer low teaser rates for a period of time before they rise. These loans were blamed on being a big culprit of a soaring number of home owners who defaulted on their […]

Gary has 15 years of Customer Service Experience ready to put to use assisting you with your purchase or sale. Gary’s company Amazing Carolina Homes finds buyers their dream homes and get seller’s homes Seen and Sold! A native North Carolinian Gary has helped several members of the LGBT community find or sell a home. Gary recognizes that special concerns that members of our community deal with everyday, as has the experience and expertise to walk you through and real estate transaction. Click here to search for a gay or […]

While some analysts predict that the housing market collapse could create an entire generation of permanent renters, others believe eventual recovery in the job market will prompt some renters to buy homes. The number of first-time buyers has slid 20 percent during the last three years, according to John Burns Real Estate Consulting, and home ownership will continue to decline among the 25-to-34 age segment for the coming three years.  Yet Rutgers Business School professor Ben Sopranzetti says, “This is purely an economic phenomenon, not a behavioral one.” Stagnant income […]

Recent surveys have shown that more Americans have a thirst for buying real estate, with home affordability at record highs and mortgage rates at record lows. In fact, real estate buyer agents report a 59 percent increase in buyer inquiries this year compared to last year, according to a recent survey conducted by the Real Estate Buyer’s Agent Council. So what’s preventing some buyers from making it all the way to the closing table? REBAC surveyed its buyer agent members to determine the top issues preventing home buyers in their […]

Mortgage applications fell 2.1% last week, the Mortgage Bankers Association said Wednesday. The weekly results were adjusted for the July 4th holiday. The refinance index alone declined 3% from the prior week, while the purchase index increased 3%, suggesting an uptick in home buying activity while refinancings cooled. The refinance share of mortgage activity declined to 77% of total applications, while the adjustable-rate mortgage share of activity remained around 4% of all applications. The average loan size of all loans purchased hit $240,897 in June, down from $243,722 in May. […]

Professional Kenneth offers extensive award-winning marketing and sales experience serving the communities of Middle Tennessee since 1981. Mr. has dedicated his talents to the real estate and security industries leading companies as the Director of Marketing, Marketing Services Manager, Customer Care Manager, Sales Manager, and various successful sales positions. Mr. currently directs his attention in helping individuals and families live the American dream and continues to assist companies with small marketing projects under the name Solutions and is a proud member of Pilkerton Realtors based in Brentwood, Tennessee. Personal Kenneth […]

A foreclosure mediation program enacted by the Oregon State Legislature took effect Wednesday, providing distressed borrowers in the state with another avenue to remain in their homes. The new law gives homeowners a face-to-face meeting with firms holding their mortgages to discuss loan modifications and other work-out options. The state is not the first to enact a mandatory mediation program for certain borrowers, but it’s one of the few to gain helpful insight by watching other states launch similar mediation programs. “I think Oregon did a good job by seeing […]

“Matching People To Homes!” Serving the East Hillsborough County area whether purchasing or listing. Multi-Million Dollar Producer each year in the business. Customer Service is Top Priority in my business and my marketing plan is superb! Love to work with First-time home buyers! Whether you are buying or selling, you will feel very comfortable with me. Top negotiator and top-notch work ethic! Click here to search for a gay or lesbian real estate agent anywhere in the country.   Professional/Personal Distinctions: E-Certified, Prudential Honor Society, Multi-Million Producer   Specialties: Residential […]

You have prospects who contact you expressing an interest in purchasing a home, but how do you know if they’re really serious — or able — to purchase a home? MRIS, a large multiple listing service serving the Mid-Atlantic region, asked its real estate member network for some of the best signs for understanding whether potential buyers are really ready for the task of the taking on home ownership. Here are some indicators MRIS members noted about willing, able and ready home buyers: ▪ They are increasing their savings: MRIS […]