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Depending on how Americans’ experienced the housing crash—whether they were a home owner or a bystander reading about it in the news—as well as their age influenced their perceptions of home ownership today, according to a new study by economists at the Boston Federal Reserve. Two-thirds of Americans who did not personally suffer a loss directly from the housing crisis and who knew of the housing crisis merely from the media have not changed their views toward home ownership. They still place a high value on the American Dream, the […]

Talented in the art of negotiation and the kind of person that one instinctively trusts, Christian has earned a reputation as an impeccable guide to the first time homebuyer to the savvy investor. His understanding of the Desert real estate market and mastery in the art of the deal is really calculated by the number of his enthusiastic and satisfied clients since obtaining his real estate salesperson license in 2001. Christian, a second generation Realtor exceled right from the start. After being awarded “Rookie of the Year” for Prudential California […]

Home buyers who can stomach some misfortune in a home’s past may be able to find big discounts. For example, buyers can expect to pay 10 percent to 25 percent off the regular market home price for a stigmatized home, according to real estate consultant Randall Bell of Bell Anderson & Saunders. And depending on how bad the crime was that occurred at the home, the more a home buyer can expect in discount to the price. “In large, it all comes down to finding the right discount to entice […]

Inventory of for-sale homes on the market has fallen 24 percent from a year ago and many are pointing to the “immobile move-up buyer” as the reason behind the drastic drop. Some analysts say the lack of move-up buyers in the market may also slow the overall housing recovery. Housing affordability—due to fallen home values and ultra-low mortgage rates—is at record highs. But mortgage applications for home purchases are down by 6 percent over the last year, according to data from the Mortgage Bankers Association. Some point to the still-high […]

I’m a California native living in Downtown Long Beach. I have lived in Southern Cailifornia for over 15 years and love life here… I couldn’t imagine living anywhere else. I grew up in Bakersfield, CA until 21 years of age when I joined the US Navy for four years and was stationed in Lemoore, CA attached to an air squadron and the USS Carl Vincent Air Craft Carrier. Get a positive, helpful partner for buying or selling a home: •Trusted resource for answers about the process •Innovative marketing strategies •Expertise […]

Following a 13-week record-low streak, 30-year fixed-rate mortgages—the most popular choice among home buyers—started moving back up this week, according to Freddie Mac’s weekly mortgage market survey. The average 30-year mortgage had dropped or matched record lows in 13 of the last 14 weeks. But this week, mixed economic news prompted mortgage rates to rise higher. “Recent announcements of additional debt relief for the Eurozone and mixed domestic economic indicators added upward pressure on Treasury yields as well as mortgage rates this week,” says Frank Nothaft, Freddie Mac’s chief economist. […]

Plenty of people say they prefer home ownership over renting, according to a newly released Fannie Mae national housing survey of more than 12,000 interviews from 2011. The study finds that the housing and financial crisis has not been a big factor in people’s decisions to rent or buy. “The nonfinancial benefits that people derive from the consumption of housing mitigate the negative financial experiences that many home owners have had,” says Steve Deggendorf, one of the authors of the study. Instead, “for a large number of people, emotions rule. […]

A recent recipient of the “Five Star Real Estate Agent Award” featured in the June 2011 issue of Texas Monthly Magazine, Timothy is a San Antonio Realtor®, ABR, e-Pro. Relocating or thinking about Buying or Selling in the San Antonio area? Contact me for the most up to date real estate information including financing, green building, and local news impacting our market, and more… all in one place! Click here to search for a gay or lesbian real estate agent anywhere in the country.   Professional/Personal Distinctions: Timothy utilizes the […]

Recent housing indexes have shown single-family home prices are on the rise, providing more evidence that the “bottom” of the market is already behind. “We’re wiping out just about all of the decline,” Joel Naroff, chief economist at Naroff Economic Advisors, told NBC.com about recent housing data showing home prices inching up. “It indicates the market has turned the corner on the pricing side.” Some recent housing indexes suggest that the “bottom” of the market was reached in January 2012. Since that time, housing prices have been picking up in […]

Mortgage applications for refinancing soared to its highest level in three years, the Mortgage Bankers Association reported Wednesday in its weekly survey. Record low interest rates are prompting more home owners to try to lock in savings to their monthly mortgage bills. Overall mortgage applications — which includes those for refinancings and for home purchases — inched up last week by 0.2 percent. The increase was driven by the surge in refinancings, which rose 0.8 percent from last week and was at its highest level since April 2009. Meanwhile, mortgage […]