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Mortgage rates fell across the board this week, after having inched higher the last few weeks from all-time lows, Freddie Mac reports in its weekly mortgage market survey. Here’s a closer look at rates for the week ending Aug. 30. 30-year fixed-rate mortgages: averaged 3.59 percent, with an average 0.6 point, dropping from last week’s 3.66 percent average. A year ago at this time, 30-year rates averaged 4.22 percent. 15-year fixed-rate mortgages: averaged 2.86 percent, with an average 0.6 point, also down from last week’s 2.89 percent average. Last year […]

My business philosophy is simply to EXCEED EXPECTATIONS! I strive in every Real Estate transaction to meet my client’s needs and to leave them with the memory of a smooth and easy experience. I am committed 110% until the job is completed. I am experienced, committed to my profession, enthusiastic and proficient, all of the characteristics you should expect from your Realtor. EXCEED ECPECTATIONS! Click here to search for a gay or lesbian real estate agent anywhere in the country. Professional/Personal Distinctions: Human Rights Campaign Supporter Member of: National Associaiton […]

Former Massachusetts Governor Mitt Romney put the focus on job creation and cutting the federal deficit to spur the economy in his speech last night in Tampa, Fla., accepting the Republican nomination for president. “What America needs is jobs,” he said. “When the [real estate professional] told you that to sell your house you’d have to take a big loss, in those moments you knew that this [economic recovery] just wasn’t right” and that a new approach is needed. Romney laid out a five-step plan that includes making the United […]

13 years of experience as a Broker and Trainer, including the past 5 years as an Investor & Property Manager. Also a licensed RE Instructor in the State of New Jersey as well as a recent author of Dreamboarding 101. In addition to helping Home Sellers and Buyers, I also specialize in helping Investors and Renters. As an Investor with my partner, I have a unique insight into the needs of my investor clients, particularly when it comes to your ROI! You will benefit from my knowledge, experience and continually […]

Pending home sales rose in July to the highest level in over two years and remain well above year-ago levels, according to the National Association of REALTORS® (NAR). The Pending Home Sales Index, a forward-looking indicator based on contract signings, rose 2.4 percent to 101.7 in July from 99.3 in June and is 12.4 percent above July 2011 when it was 90.5. The data reflect contracts but not closings. Lawrence Yun, NAR chief economist, said the index is at the highest level since April 2010, which was shortly before the closing […]

The latest industry reports are showing housing prices on the rise, and it has made more sellers want to raise their asking price, according to industry insiders. Shrinking inventories of for-sale homes with pent-up demand is allowing sellers to charge about 5 percent more than they could have just six months ago, Everett King, president of ERA King Real Estate in Birmingham, Ala., told USA Today. Real estate companies are reporting that sellers are having more luck with their higher asking prices, too. For example, in Tucson, Ariz., home sellers […]

13 years of experience as a Broker and Trainer, including the past 5 years as an Investor & Property Manager. Also a licensed RE Instructor in the State of New Jersey as well as a recent author of Dreamboarding 101. In addition to helping Home Sellers and Buyers, I also specialize in helping Investors and Renters. As an Investor with my partner, I have a unique insight into the needs of my investor clients, particularly when it comes to your ROI! You will benefit from my knowledge, experience and continually […]

Fannie Mae, one of the nation’s mortgage giants, announced new lending restrictions that might make it even more difficult for some home buyers to qualify for a loan. New applicants and home owners looking to refinance may find they have to meet more stringent standards, such as in meeting new loan-to-value ratios in qualifying for a mortgage. For example, Fannie announced that the maximum loan-to-value ratios permitted will now be 90 percent, down from 97 percent. Also, the GSE says that some loans will now require higher credit scores. For […]

The U.S. home ownership rate has sunk lower, reaching a 50-year low at 62.1 percent, according to a new report from John Burns Real Estate. The rate differs from what the Census Bureau is reporting of 65.5 percent. John Burns Real Estate says the difference in the figures is that the Census Bureau counts home owners who are 90 days or more delinquent on their mortgage, which stands at about 3.8 million home owners who are at risk of losing their homes. “We are confident home ownership will come back,” […]

Americans are getting more optimistic about their financial future, and they believe housing still plays an important part in that, according to a poll of 1,000 to 2,000 people conducted by FTI Strategic Communications. Sixty-two percent of Americans say they expect the economy to improve within the next year. What’s more, 73 percent of those surveyed say home ownership is part of achieving the American Dream. According to the survey, Americans believe they increasingly hold their financial fate, with 60 percent saying that they can be comfortable financially by working […]