Following a 13-week record-low streak, 30-year fixed-rate mortgages—the most popular choice among home buyers—started moving back up this week, according to Freddie Mac’s weekly mortgage market survey. The average 30-year mortgage had dropped or matched record lows in 13 of the last 14 weeks. But this week, mixed economic news prompted mortgage rates to rise higher. “Recent announcements of additional debt relief for the Eurozone and mixed domestic economic indicators added upward pressure on Treasury yields as well as mortgage […]

Plenty of people say they prefer home ownership over renting, according to a newly released Fannie Mae national housing survey of more than 12,000 interviews from 2011. The study finds that the housing and financial crisis has not been a big factor in people’s decisions to rent or buy. “The nonfinancial benefits that people derive from the consumption of housing mitigate the negative financial experiences that many home owners have had,” says Steve Deggendorf, one of the authors of the […]

A recent recipient of the “Five Star Real Estate Agent Award” featured in the June 2011 issue of Texas Monthly Magazine, Timothy is a San Antonio Realtor®, ABR, e-Pro. Relocating or thinking about Buying or Selling in the San Antonio area? Contact me for the most up to date real estate information including financing, green building, and local news impacting our market, and more… all in one place! Click here to search for a gay or lesbian real estate agent […]

Recent housing indexes have shown single-family home prices are on the rise, providing more evidence that the “bottom” of the market is already behind. “We’re wiping out just about all of the decline,” Joel Naroff, chief economist at Naroff Economic Advisors, told NBC.com about recent housing data showing home prices inching up. “It indicates the market has turned the corner on the pricing side.” Some recent housing indexes suggest that the “bottom” of the market was reached in January 2012. […]

Mortgage applications for refinancing soared to its highest level in three years, the Mortgage Bankers Association reported Wednesday in its weekly survey. Record low interest rates are prompting more home owners to try to lock in savings to their monthly mortgage bills. Overall mortgage applications — which includes those for refinancings and for home purchases — inched up last week by 0.2 percent. The increase was driven by the surge in refinancings, which rose 0.8 percent from last week and […]

I am a gay friendly Realtor in the beautiful city of Tyler, Texas. I am also a Certified Master Herbalist Practitioner and an EcoBroker certified agent. I have been helping people find the home of their dreams for over 20 years. I look forward to hearing from you. Click here to search for a gay or lesbian real estate agent anywhere in the country. Professional/Personal Distinctions: EcoBroker Certified     Specialties: Green Living, Holistic Living, Organic Farming, Green Building   […]

When it comes to mortgages and home improvement, many consumers have some complaints, according to a new survey by the Consumer Federation of America, which reveals the top consumer complaints of last year. Among its list of 2011 top “worst” consumer gripes: mortgage-related problems, home improvement, timeshare sales and resales, Internet sales, and fraud. Many of the mortgage complaints stem from the foreclosure crisis and home owners who owe more on their loans than their homes are currently worth, according […]

Signs of life in the residential property market are drawing realty agents back to the industry, with some national franchises faring better than others. Leading the pack in attracting agents is RE/MAX, which has been identified in two different surveys as the country’s leading real estate brokerage.  RE/MAX has registered its first gain in number of agents since 2010, adding more than 1,300 practitioners year to date.   The author of this article is: realtormag.realtor.org  See the original post at: […]

From start to finish and after you move in…. i’m still there to help, guide and answer any questions you or your friends and family may have. Click here to search for a gay or lesbian real estate agent anywhere in the country. Professional/Personal Distinctions: Member National Association of Realtors     Specialties: First Time home buyers, Commercial, Residential, Property Management, New Construction, Investment. You name it, I do it, and I do it well!   View Justin ’s  Complete […]

Low appraisals have been blamed on delaying—or even canceling—many real estate transactions over the last few years. While real estate professionals are limited in how much involvement they can have in the appraisal process, they can do a few important things to help ensure their sellers receive a fair valuation. Be there. Appraisers and other real estate agents say that being present at the home’s appraisal is important. Agents can respond to any possible questions the appraiser might have as […]