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Coldwell Banker Residential Brokerage is New England’s most comprehensive real estate services organization. My commitment and focus is to provide genuine one-stop shopping services to my clients and customers. Real Estate, Mortgage, Insurance, Moving and Relocation are now available. Please contact me today – I look forward to assisting you with your home purchase, sael and or relocation.  Click here to search for a gay or lesbian real estate agent anywhere in the country. Professional/Personal Distinctions: Member of the National Association of Realtors Specialties: I specialize in the marketing of […]

Foreclosures are falling across the country, but they still make up a big chunk of some markets’ housing stock. CoreLogic reveals in its report on September housing data that the following states have the highest foreclosure inventories: Florida: 11.5% of its housing stock New Jersey: 7.3% New York: 5.3% Illinois: 5.2% Nevada: 4.9% Meanwhile, the five states with the lowest foreclosure inventories are Wyoming (0.5%), Alaska (0.7%), North Dakota (0.7%), Nebraska (0.9%), and South Dakota (1.1%).   The author of this article is: realtormag.realtor.org/  See the original post at: http://realtormag.realtor.org/daily-news/2012/11/05/5-states-highest-foreclosure-inventories […]

Home owners who experienced foreclosures are finding themselves owning again sometimes only three years later—possibly even less—with Federal Housing Administration-backed loans. Mortgage giants Fannie Mae and Freddie Mac usually require a seven-year wait following a foreclosure. However, the FHA will approve loans after three years, if the borrower can show good credit and ability to pay the mortgage. The FHA insures loans with low down payments, such as 3.5 percent, and tends to have greater flexibility with income requirements too. “There’s definitely a movement of folks who had a foreclosure […]

My name is John , and I am an agent with Greater Palm Springs Realty. I am a native of San Francisco where I still own and manage my properties. I moved to Palm Springs Seven years ago where I enjoy selling real estate, meeting new people and spending time with wonderful friends. I chose Greater Palm Springs Realty because of the professionalism, education and availability of training. I am a dedicated agent who believes in working hard while upholding ethical standards. My goal is to negotiate for my clients […]

Under signs of a growing economy and low inflation, fixed-rate mortgages inched down this week and are hovering near their record lows, Freddie Mac reports in its weekly mortgage market survey. Here’s a closer look at average mortgage rates for the week ending Nov. 1: 30-year fixed-rate mortgages: averaged 3.39 percent, with an average 0.7 point, dropping from last week’s 3.41 percent average. The record low for the 30-year mortgage, set in recent weeks, was an average of 3.36 percent. 15-year fixed-rate mortgages: averaged2.70 percent, with an average 0.7 point, […]

Hello and welcome to the Black Hills of South Dakota. I have lived in South Dakota my whole life and have been in business 28 years. I look forward to finding you just the right home, land or business. You will love what the Hills have to offer. Clean air, a slower lifestyle and of course millions of pine trees. Our gay community is growing and I would enjoy meeting you and helping you to get acquainted and situated here in the tranquil beauty of the Black Hills.   Click […]

While the number of short sales has surged in recent years, closing on such transactions still poses plenty of challenges along the way that can threaten to derail the deal. Real estate professionals told the Los Angeles Times that negotiations remain a sticking point in these transactions because sellers can agree to any amount on a home sale but it’s the lender who ultimately has the final say. Compounding the issue, many lenders also are still reluctant to even discuss a short sale with a seller until a purchase contract […]

Only 30 percent of borrowers who defaulted on their mortgage in 2001 had returned to the housing market within 10 years, finds a new study conducted by researchers at the Federal Reserve Bank of San Francisco. The study evaluated how long it takes borrowers to re-enter the housing market following a default on a previous mortgage. Only 10 percent of home owners with a “serious delinquency” were able to qualify for a mortgage within 10 years after a default, according to the study. The access to credit is the main […]

Thousands of home owners with Wells Fargo mortgages received a sweet surprise in the mail recently: Refund checks of between $2,000 to $5,000. Some Wells Fargo borrowers with Federal Housing Administration-backed loans received the refund checks because they had previously paid unnecessary mortgage-insurance related fees. Once home owners cash the refund checks, they stand to give up their right to sue Wells Fargo on the grounds that they were placed into FHA-backed mortgages unfairly, HousingWire reports. “During the course of our own internal review, we identified a small group of borrowers […]

The Department of Veterans Affairs announced it has reached a major milestone: It has guaranteed 20 million home loans since launching its loan program in 1944. “The 20 millionth VA home loan is a major milestone and is a testament to VA’s commitment to support and enhance the lives of Veterans, Service members, their families and survivors,” says Allison A. Hickey, VA’s undersecretary for Benefits. “As a result of their service and sacrifice, as a group, they prove to be disciplined, reliable, and honorable—traits that are ideal for this kind […]