The cost of homeowners insurance rose 36 percent from 2003 to 2010 — nearly double the rate of inflation, according to the National Association of Insurance Commissioners. Coastal regions are seeing the largest increases: Fourteen out of the top 15 states seeing the largest percentage rate increases border the Gulf of Mexico or Atlantic Ocean. Those states have seen rates rise at least 44 percent. If you are in need of a good insurance policy, then consider contacting someone like […]

GayRealEstate.com parent company Hammerberg & Associates, Inc. announced today the acquisition of long time San Diego, CA based competitor GayRealEstateAgents.com for an undisclosed price. The acquisition of GayRealEstateAgents.com adds to the expansive portfolio of gay real estate/gay real estate agent domains owned and operated by Hammerberg & Associates, Inc. a Colorado based brokerage serving clients across the United States, Canada and Mexico. www.GayRealEstateAgents.com is newly re-developed by the group, offering members of the LGBT community instant free access to the […]

A native of Rehoboth Beach, Bill has intimate knowledge of the resort area. After graduating from Goucher College, with B.A.s in Mathematics & Economics, Bill spent 4 years working in trust accounting in D.C. and NYC. Desiring formal technical experience, Bill spent the next 4 years in NYC working in database design & network administration before returning home to the family business in 2001. Bill began his sales career selling new construction where Bill gained valuable insight into the construction […]

More than 4.2 million U.S. homes are located within the risk-zone of hurricane-driven storm-surge along the Atlantic and Gulf Coasts, CoreLogic concluded in a study this week. After analyzing residential property risk on the national, regional, state, metro and ZIP code level, CoreLogic ($25.51 -0.69%) produced a Storm Surge Report, noting that $1.1 trillion in property is situated within at-risk areas. Unfortunately, risk-prone areas are only increasing. We recommend homeowners in the prone-risk areas to call a Generator Hire service […]

My goal is to assist buyers and sellers achieve their goal. I will combine personal attention and hard work to make every transaction a pleasant, stress-free and rewarding experience for everyone involved. Honesty, integrity and dedication to customer service are at the core of my business philosophy. I am committed to satisfying my customers & clients in a professional manner. I have strong communication and organization skills and I will keep you informed at all times on the process of […]

The U.S. Department of Housing and Urban Development announced Friday that it will provide $109 million in grants to revitalize public and HUD-assisted housing in order to revitalize communities. HUD’s Choice Neighborhoods Program, which supplies communities with the tools necessary to transform desolate communities, will be providing the grants. “The Choice Neighborhoods program is critical to building stronger, safer neighborhoods that thrive and provide ladders of opportunity for hard working families,” said Shaun Donovan, secretary of HUD. He added, “We […]

Recognized as an established leader in the Central Georgia residential real estate market, Blair is an accomplished and results-driven professional. An aggressive representative for both buyers and sellers, many of Blair’s clients have enjoyed buying properties with “built-in equity,” and selling for “top-dollar” with an average of less than sixty days on the market! It’s no wonder that more and more people are turning to Blair . As an Accredited Buyer’s Representative (ABR) and Seniors Real Estate Specialist (SRES), both […]

When I decided to pursue my real estate license I quickly decided that the normal real estate office environment wasn’t what I wanted. I wasn’t interested in hurrying customers into purchases and sales just to make my monthly numbers and commissions. Being a real estate professional should not be about making numbers. It should be about protecting and pleasing the client. I believe that the agent’s role is to help the consumer make well-educated decisions, even if those decisions lead […]

Foreclosures have been falling in recent months, but two government watchdogs warn that the foreclosure crisis isn’t over yet. About 1.7 million borrowers have missed more than one payment on their government-backed mortgages, according to a newly released report by the inspectors general of the Federal Housing Finance Agency and Department of Housing and Urban Development. The shadow inventory is made up of loans that have been delinquent for at least 90 days. If these delinquent loans become foreclosures, they […]

With shrinking inventories, many home buyers are finding only competitive offers will win them the house they want. A recent article by Kiplinger’s Personal Finance highlighted several ways that home buyers can make more competitive “irresistible” offers. 1. Be preapproved: About three or four months before home buyers even shop for a home, they should review their credit reports to make sure they’re accurate and take short-term steps to improve their credit score, says Michael Corbett, author of Before You […]