Category Archives: Home Insurance
Should My LGBT Family Fear Homeowner’s Associations?
If you move into certain neighborhoods, apartment complexes, or condos, you may find that you have to abide by a number of rules and regulations set down by the neighborhood homeowners association. In many cases, these are fairly simple—keep your yard in good condition, don’t put up an ugly metal carport, and don’t leave piles of garbage on the porch. But some LGBT residents have had issues with homeowners associations. The most recent incident has occurred in Australia, but that […]
What Types of Insurance May Be Required When My Same Sex Partner and I Purchase a Home?
When same sex partners, or any other couple, purchase a home, there are certain types of insurances that are important to purchase to protect you. If you obtain a mortgage to finance your home, the lender generally requires title and mortgage insurance. Below are types of insurance that may be required. Note that laws in different states vary regarding the types of insurance that is required. Title Insurance A title is your deed of ownership of the home. Title insurance […]
Dealing with Estate Planning
One of the most difficult aspects of anyone’s life, no matter what orientation they identify as, is handling estate planning. The idea of dealing with your partner’s death is not a pleasant thought, and because of that, a number of couples put off preparing their wills or even discussing estate planning at all. That can lead to a number of problems when one spouse dies, especially for LGBT couples in a state that does not recognize same-sex marriage or any […]
Constitutionality of home insurance laws questioned
A local public insurance adjuster and the president of a home inspectors group allege that parts of property insurance laws passed this year and last hurt their industries and are unconstitutional. Public adjuster restrictions In a lawsuit filed this month in Miami-Dade County Circuit Court, Eduardo Rodriguez is suing the state over changes made by a a sweeping law this year that prevent public adjusters who represent state-backed Citizens Property Insurance policyholders from getting paid for their services until the […]