REALTORS® FROM EVERY MAJOR COMPANY
PROUDLY SERVING THE LGBT COMMUNITY SINCE 1991
PROUDLY SERVING THE LGBT COMMUNITY SINCE 1991
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Buy A Home - Articles And Tips
| Real Estate Green Living Tips: Save money with a sustainable home.
Reducing the amount of materials and energy required to build or maintain a home can help to substantially reduce your carbon footprint. At the same time, a green approach to home ownership ensures greater peace of mind, physical comfort, and preservation of a sustainable investment over the lifetime of the home. Save money while living a more responsible green lifestyle – whether buying a condo, remodeling a home, planning new construction, or just wanting to take simple environm...
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| Do I really have to get an inspection on the home I'm buying?
Home inspections are absolutely vital when considering a real estate purchase. A home, far from being a monolithic thing, is in fact a network of interlocking systems – structural, heating, ductwork, plumbing, electrical – which required a wide range of expertise to build. Since the average individual does not possess the abilities of a carpenter, plumber, electrician, landscaper, architect, and construction worker, it’s important to hire an individual who has qualifi...
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| How Much Cash Do I Need for a Down Payment when Buying a Home?
Getting pre-qualified before touring homes can be a great way to ensure that you can act fast in today’s real estate market. When you’re on the prowl for that perfect property and are ready to pounce, the last thing you need is a pre-qualification delaying your offer. One of the questions your mortgage professional with inevitably ask is, “How much do you want to put down?” Your down payment can be a gateway into a variety of useful mortgage programs ...
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| Buy a Single Family, Condominium or Loft?
For most people, the kind of dwelling they choose to live in is largely dictated by the requirements of their life stage. Any denizen of a major city has probably seen at least a few friends depart for the suburbs after child number one or two. These suburban migrants regularly cite green spaces, “safety”, and better schools as their primary reasons for abandoning the beloved amenities and attractions of city life. While prevailing wisdom has long held that single homes are...
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| Three Common Pitfalls for LGBT Home Buyers to Avoid
Buying a home is huge step, and often represents the culmination of a lifelong dream. But while under the thrilling spell of the home buying experience many LGBT buyers fall victim to three of the biggest mistakes. Became familiar with these pitfalls to successfully avoid them. #1 Overreaching One of the many companies directly owned by Warren Buffett, the most successful investor in American history, is a business that builds and sells homes across the United States. Addressing the sharehold...
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| What to expect the day of closing.
First of all understand that your GayRealEstate.com Realtor will be by your side. The closing agent will provide a HUD that will list the money you owe the seller (remainder of down payment, prepaid taxes, etc.) and then the money the seller owes you (unpaid taxes and prepaid rent, if applicable). The seller will provide proof of any repairs, warranties, etc. that they have agreed to provide. Each document at closing will be explained to you, you’ll have the opportunity to ask questions, ...
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| How do I know if I'm ready to buy a home?
You can find out by asking yourself some questions: Do I have a steady source of income (usually a job)? Have I been employed on a regular basis for the last 2-3 years? Is my current income reliable? Do I have a good record of paying my bills? Do I have few outstanding long-term debts, like car payments, student loans, credit card debt? Do I have money saved for a down payment (generally 3 to 5%)? Do I have the ability to pay a mortgage every month, plus additional costs...
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| Finding the right neighborhood
As a member of the LGBT Community, select a neighborhood/community that will allow you to best live your daily life. Many people choose communities based on where they work, not remembering that is only a portion of their life. Do you want access to shopping and public transportation? Is access to local facilities like libraries and museums important to you? Or do you prefer the peace and quiet of a rural community? When you find places that you like, talk to people that live there. They know th...
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| Home Inspection 101
An inspector checks the safety of your potential new home. Home Inspectors focus especially on the structure, construction, and mechanical systems of the house and will make you aware of only repairs that are needed. The Inspector does not evaluate whether or not you're getting good value for your money. Generally, an inspector checks the electrical system, plumbing and waste disposal, the water heater, insulation and Ventilation, the HVAC system, the potential presence of pests, the foundation...
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| What Happens After I've Applied for a Loan?
It usually takes a lender between 2-3 weeks to complete the evaluation of your application. It’s not unusual for the lender to ask for more information once the application has been submitted. The sooner you can provide the information, the faster your application will be processed. Once all the information has been verified the lender will call you to let you know the outcome of your application. ...
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